2024 Ira Contribution Limits 2024 Employer Match. Roth ira contribution limits for 2024. In 2024, total employee and employer contributions are $69,000, or $76,500 for those 50 and up.

As a result of these higher contribution limits, 401(k)s can help individuals save quite a bit more than they could with a simple ira. Before funding your roth, contribute enough to your employer’s retirement plan to maximize any matching contributions.